Borrow against Bitcoin or Ethereum without selling. CryptaLend gives you fast, regulated access to liquidity through cryptocurrency lending, with flexible terms, predictable monthly payments, and interest-only or amortized options. Your collateral stays in insured, segregated custody, and no credit check is required. Simple, transparent, and built for serious holders.
Starting at 9.99% APR
Borrow 10-85%. Liquidation at 90%
3-60 months, extendable.
Instantly in USDC or USDT, typically under 24h in fiat.
$5,000 USDC/USDT minimum loan amount.
BTC, ETH, MATIC, XRP, BNB, and SOL.
Your crypto is your collateral.
$0 admin or origination.
Accrues daily, billed monthly. Minimum interest if closed within 3 months.
Real humans, 9-9 weekdays, 24h weekends.
Our approach to cryptocurrency lending prioritizes security, transparency, and insured custody. CryptaLend is a legally approved and regulated crypto lender with institutional-grade security protocols. Your crypto is kept in its own insured cold-storage wallet and is never pooled or rehypothecated. You can verify everything on-chain, 24/7.
Sign up and post collateral in minutes—no paperwork, no back-and-forth. See your LTV ratio and interest upfront, get funded fast (instant in USDC or USDT, under 24 hours in fiat), and reach real humans when you need help.
Borrow 10–85% LTV with terms from 3 to 60 months. Repay anytime—minimum three months' interest if closed early—and redraw when you need liquidity. We support crypto loans from $5K tactical needs to eight-figure credit lines. Think: a crypto-backed line of credit except with fixed interest rates. Preserve the upside of your crypto holdings while unlocking flexible credit options.
We accept Bitcoin (BTC), Ethereum (ETH), Polygon (MATIC), Ripple (XRP), Binance Coin (BNB), and Solana (SOL) as collateral.
You can borrow from 10% to 85% of your collateral value (LTV). The exact amount depends on the cryptocurrency type and market conditions. Minimum loan amount is $5,000 USDC/USDT. Liquidation occurs at 90% LTV.
Rates start at 9.99% APR and vary based on your LTV ratio, loan term, and collateral type. Lower LTV ratios typically receive better rates.
Yes. Your collateral is stored in segregated, insured cold storage with institutional-grade security partners. Your crypto is never pooled or rehypothecated, and you can verify everything on-chain 24/7.
We monitor your LTV ratio in real-time. If it approaches the liquidation threshold (90%), we'll notify you to add collateral or reduce your loan balance to avoid liquidation.
Yes! You can repay your loan at any time. If you close within 3 months, there's a minimum three months' interest charge. Your collateral will be returned immediately upon full repayment.
Funding is instant in USDC or USDT and typically under 24 hours in fiat currencies. Once you post your collateral, we process your loan quickly so you can access your funds when you need them.
No. We charge $0 for admin or origination fees. Interest accrues daily and is billed monthly. What you see is what you pay—transparent and straightforward.
Get started with a crypto-backed loan in minutes. No credit check required.
Apply now