Bitcoin-backed loans made simple.

Borrow as low as 9.99%* with no credit checks.

Borrow against your Bitcoin or Ethereum with confidence.
SOC 2 audited. Secure custody. Human support.

Apply now
CryptaLend app showing active loans

Loans processed this month: $0

Trusted custody. Transparent lending.

Verified Payouts

Proof of Payouts

Real screenshots and transaction IDs from actual loan disbursements. We pay out fast — here's the proof.

View all proofs

Loan calculator

See what you can borrow with our crypto-loan calculator

($0 USDC)

Loan amount 0 USDC
Term Up to 5 yrs
Rates starting at* 7.00%
Apply now

Why CryptaLend?

Apply now

CryptaLend crypto-backed loans deliver compliance, custody, clarity, speed, and service—the five advantages that de-risk your decision.

Trusted.

World's only CSA-approved crypto-backed lender. FINTRAC & FinCEN registered, SOC 2 compliant.

CSA/ACVM FINTRAC FinCEN

Flexible as a line of credit.

Market-leading flexibility: 3-60 month terms, the highest origination at 85% LTV and 90% liquidation. Repay early or redraw at anytime.

LTV: 85%

How do Bitcoin loans work

Step 1: Apply

Complete your application in minutes with your preferred loan amount and term.

Apply now

Step 2: Collateral verification

Deposit your crypto collateral and our team verifies it quickly and securely.

Step 3: Loans issued within 2 hours

Once verified, your loan is approved and funds are issued within 2 hours.

Step 4: Repay → collateral returned

Repay your loan on schedule and your full collateral is released back to you.

🟠 BTC $80,197.65 🔵 ETH $2,876.60

My loans

Loan L_6d57 Active
54% LTV
65K USDC 0.408 BTC
1,797.48 USDC Monthly payment

Watch how it works in under 3 minutes

From application to funding — see the full CryptaLend experience.

CRYPTO-LENDING GUIDES

Bitcoin-backed loans: What smart borrowers need to know in 2026

The rules are changing fast. Get the insider guide to safer rates, lower risk, and the strategies experienced borrowers use to avoid costly mistakes.

Read the guide
Bitcoin coins
For retail borrowers

Cash out without cashing in your Bitcoin

Borrow against your Bitcoin or Ethereum with a low, fixed APR on a CSA-compliant platform—no selling, no credit checks, no rehypothecation.

Explore now
Mobile banking
Modern office building
For high-net-worth individuals, family offices, and corporate treasuries

Institutional-grade lending, minus the friction

Access seven-figure liquidity without leaving cold storage or compromising visibility. Fully CSA-compliant and insured, with fixed-rate loans designed for control, transparency, and peace of mind.

Explore now

No credit checks.

Your crypto is your collateral. Your credit score stays untouched.

Borrow request

Awaiting collateral — 0 of 0.40843 BTC received.

Easy to use.

Onboard, verify, and borrow fast—no paperwork, no ping-pong.

Financial assessment Edit
Suitability Edit
3 Loan summary

On-chain proof of reserves.

Segregated and insured cold storage custody that's visible on-chain 24/7.

Blockchain.com

CryptaLend

🔑 Bitcoin Address bc1qc7...936
Bitcoin Balance 0.408 • $115,445.57
Customer Reviews

Trusted by borrowers worldwide

Real feedback from real clients who've experienced the CryptaLend difference.

"Got funded in under 24 hours. The process was seamless and the team was incredibly responsive throughout."

MT
Michael T.
Retail Borrower · Toronto

"Finally a lending platform that doesn't require selling my Bitcoin. The rates are competitive and the service is top-notch."

SK
Sarah K.
Crypto Investor · Vancouver

"I was skeptical at first but CryptaLend delivered exactly what they promised. Fast, transparent, and professional."

JR
James R.
Business Owner · New York

"Used my ETH as collateral and had cash in my account the next day. Couldn't be happier with the experience."

DL
David L.
Software Engineer · Austin

"The no credit check policy was a game changer for me. My crypto did the talking and I got approved instantly."

EW
Emma W.
Freelancer · London

"Best crypto lending platform I've used. The dashboard is intuitive and the support team is always available."

CM
Carlos M.
Day Trader · Miami

"Took out a loan to cover business expenses without touching my long-term Bitcoin holdings. Brilliant solution."

PS
Priya S.
Entrepreneur · Singapore

"The on-chain proof of reserves gave me confidence that my collateral was safe. Highly recommend CryptaLend."

AB
Alex B.
Portfolio Manager · Zurich

"Got funded in under 24 hours. The process was seamless and the team was incredibly responsive throughout."

MT
Michael T.
Retail Borrower · Toronto

"Finally a lending platform that doesn't require selling my Bitcoin. The rates are competitive and the service is top-notch."

SK
Sarah K.
Crypto Investor · Vancouver

"I was skeptical at first but CryptaLend delivered exactly what they promised. Fast, transparent, and professional."

JR
James R.
Business Owner · New York

"Used my ETH as collateral and had cash in my account the next day. Couldn't be happier with the experience."

DL
David L.
Software Engineer · Austin

"The no credit check policy was a game changer for me. My crypto did the talking and I got approved instantly."

EW
Emma W.
Freelancer · London

"Best crypto lending platform I've used. The dashboard is intuitive and the support team is always available."

CM
Carlos M.
Day Trader · Miami

"Took out a loan to cover business expenses without touching my long-term Bitcoin holdings. Brilliant solution."

PS
Priya S.
Entrepreneur · Singapore

"The on-chain proof of reserves gave me confidence that my collateral was safe. Highly recommend CryptaLend."

AB
Alex B.
Portfolio Manager · Zurich

"Three loans in two years and every single one was processed faster than expected. CryptaLend is the real deal."

RH
Ryan H.
Repeat Borrower · Chicago

"The 85% LTV option is unmatched in the industry. I was able to access more liquidity than any other platform offered."

LM
Lisa M.
Crypto Holder · Sydney

"SOC 2 compliance and FINTRAC registration made this an easy choice. Security and legitimacy matter to me."

TW
Tom W.
Finance Professional · Montreal

"Repaid early with zero penalties. The flexibility here is something other lenders simply don't offer."

AK
Aisha K.
Real Estate Investor · Dubai

"From application to funded in 18 hours. My family office now uses CryptaLend exclusively for liquidity needs."

MJ
Marcus J.
Family Office · Geneva

"The fixed rates gave me peace of mind during a volatile market. Exactly what I needed for my investment strategy."

NP
Nina P.
Investment Analyst · Frankfurt

"Customer support answered my questions at 11pm. That level of service is rare and genuinely appreciated."

BC
Ben C.
Tech Founder · San Francisco

"I've recommended CryptaLend to my entire crypto community. The transparency and speed are unmatched."

ZT
Zoe T.
Content Creator · Amsterdam

"Three loans in two years and every single one was processed faster than expected. CryptaLend is the real deal."

RH
Ryan H.
Repeat Borrower · Chicago

"The 85% LTV option is unmatched in the industry. I was able to access more liquidity than any other platform offered."

LM
Lisa M.
Crypto Holder · Sydney

"SOC 2 compliance and FINTRAC registration made this an easy choice. Security and legitimacy matter to me."

TW
Tom W.
Finance Professional · Montreal

"Repaid early with zero penalties. The flexibility here is something other lenders simply don't offer."

AK
Aisha K.
Real Estate Investor · Dubai

"From application to funded in 18 hours. My family office now uses CryptaLend exclusively for liquidity needs."

MJ
Marcus J.
Family Office · Geneva

"The fixed rates gave me peace of mind during a volatile market. Exactly what I needed for my investment strategy."

NP
Nina P.
Investment Analyst · Frankfurt

"Customer support answered my questions at 11pm. That level of service is rare and genuinely appreciated."

BC
Ben C.
Tech Founder · San Francisco

"I've recommended CryptaLend to my entire crypto community. The transparency and speed are unmatched."

ZT
Zoe T.
Content Creator · Amsterdam
Payout screenshot