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Terms and Conditions

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Last Updated: October 31, 2025

Welcome to CryptaLend.
These Terms and Conditions (“Terms”) govern your access to and use of our platform, services, and website.
By creating an account or using our services, you agree to comply with these Terms in full.

1. Acceptance of Terms

By registering, accessing, or using CryptaLend, you acknowledge that you have read, understood, and agreed to these Terms.
If you do not agree, please discontinue using the platform immediately.

2. Our Services

CryptaLend provides digital financial solutions including:

  • Personal, Business, Student, and Crypto-Backed Loans

  • Deposit and Savings Accounts (DPS, FDR)

  • Fund Transfers and Withdrawals

  • Bill Payments and Referral Rewards

All services are subject to eligibility, verification, and applicable financial regulations.

3. Account Registration and KYC

To access CryptaLend services, you must create an account and complete KYC verification.
You agree to:

  • Provide accurate and truthful information.

  • Keep your credentials confidential.

  • Notify CryptaLend immediately of any unauthorized activity.

We reserve the right to suspend or terminate accounts found to contain false or misleading information.

4. Eligibility

You must be at least 18 years old to use CryptaLend.
By registering, you confirm that you have the legal capacity to enter into financial agreements under applicable laws.

5. Deposits and Transactions

All deposits and transfers must be made through the approved payment gateways on our platform.
Manual deposits may be coordinated through our verified support channels:

CryptaLend is not responsible for errors or losses caused by incorrect payment details entered by the user.

6. Loan Terms

When applying for a loan, you agree to:

  • Provide truthful financial and personal details.

  • Repay your loan according to the agreed schedule.

  • Accept that approval and interest rates are determined by our credit evaluation process.

Failure to meet repayment terms may result in penalties, account suspension, or legal recovery actions as per applicable laws.

7. Fees and Charges

CryptaLend may apply reasonable service fees or transaction charges for specific operations such as withdrawals or late payments.
All applicable fees will be transparently displayed before confirming any transaction.

8. User Responsibilities

You agree not to:

  • Use the platform for illegal, fraudulent, or unauthorized purposes.

  • Interfere with the platform’s security features or data systems.

  • Impersonate another person or provide false identification.

Violation of these conditions may lead to account suspension or permanent termination.

9. Data Protection

All personal and financial data is handled in accordance with our Privacy Policy, which you are encouraged to review.
We use advanced encryption and data protection measures to ensure the safety of your information.

10. Limitation of Liability

CryptaLend is not liable for any indirect, incidental, or consequential losses arising from:

  • Platform downtime or technical issues.

  • Incorrect user input or failed transactions due to external factors.

  • Unauthorized access resulting from compromised user credentials.

Users are responsible for maintaining the security of their login details.

11. Intellectual Property

All trademarks, logos, text, graphics, and software on CryptaLend are the property of the company and protected by intellectual property laws.
You may not reproduce or redistribute any material without written permission.

12. Amendments to Terms

CryptaLend reserves the right to update or modify these Terms at any time.
Changes will be effective immediately upon posting. Continued use of the platform constitutes acceptance of the revised Terms.

13. Termination of Service

We may suspend or terminate your access if you:

  • Violate these Terms.

  • Engage in fraudulent or abusive activity.

  • Fail to meet repayment or compliance obligations.

Upon termination, all outstanding dues become immediately payable.

14. Contact Information

For any questions, disputes, or inquiries regarding these Terms:

✅ Your Trust. Our Commitment.

At CryptaLend, we’re committed to fair, transparent, and secure financial solutions that put you in control of your money.